Anti-Financial Crime Manager at Equals Money

Role Purpose

• To manage day-to-day operations of the Anti Financial Crime (AFC) function and oversee financial crime investigations across the Equals Group, including Equals Money, Railsr, CardOneMoney, Equals Money Europe, and Equals Connect. This role ensures that suspicious activity is thoroughly investigated and escalated with appropriate documentation, accuracy, and timing.

Key Accountabilities 

• Manage the allocation and oversight of cases assigned to Financial Crime Analysts.
• Ensure all internal and external SARs are timely, accurate, and fully justified.
• Act as escalation point for complex investigations and LEA requests.
• Oversea and maintain oversight of administrative case management processes, including allocation, escalation, and completion, in line with 2LOD guidance. 
• Own and maintain end to end production of MI across the AFC function, including maintenance of dashboards, and preparation / delivery of MU packs for senior leadership, AFC governance forums, and regulatory stakeholders.
• Deliver QA reviews and targeted training sessions to develop the team’s technical standards.
• Maintain strong records and ensure that all investigations follow procedural requirements.
• Support group-wide thematic reviews and typology-specific assessments.
• Collaborate with the AFC Tech/Product team to improve case tooling and intelligence dashboards.
• Liaise directly with regulators and law enforcement bodies as required.

Core Competencies 

• Team Leadership: Confident in performance management, coaching, and oversight.
• Technical Acumen: Expert in case handling, SAR requirements, and documentation standards.
• Attention to Detail: Maintains consistency and traceability in investigations.
• Stakeholder Engagement: Interfaces across compliance, risk, product, onboarding, and support teams.

Qualifications & Experience

• 3+ years in a financial crime investigations or FIU role.
• Strong understanding of financial crime frameworks and SAR regimes in the UK and EU.
• Holds or working towards ICA, ACAMS, or equivalent qualification.
• Familiarity with transaction monitoring platforms, KYC systems, and data analytics tools.
• Exposure to payment systems and embedded finance models (desirable).