Vacancies at Citi

Job Overview

The Underwriter is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the business that provide the same level of subject matter expertise. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Significant impact on the area through complex deliverables. Provides advice and counsel related to the technology or operations of the business. Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family.

Responsibilities:

• Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards.
• Prepare a detailed written credit summary of commercial applicants requesting credit by analyzing the business, interpreting the finance need, identifying the strengths and prevailing risk factors and rendering a final credit decision.
• Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information.
• Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers in order to assess repayment capacity based on cash flow statements, tax returns, and statements.
• Perform industry and geographical research and other due diligence as needed.
• Maintain a solid understanding of Citibank products and services - within Small Business/Commercial Banking and the broader organization.
• Maintain compliance with Citibank credit policies/practices and regulatory policies, to ensure business unit is in adherence to the above and receives satisfactory ratings from internal and external auditors.
• Assists business unit goals by continuous identification of process improvements and efficiencies that reduce costs and improve customer service levels. Work with management team on prioritization and implementation of approved actions.
• Provide backup support to Credit Underwriting Group Manager, lead projects and initiatives and mentor lower level Credit Officers as needed.
• Other duties as required to support business unit and company goals.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• Previous credit authority experience. Prior experience working in a regulatory and compliance policy environment
• Proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections; including complicated business structures with foreign subsidiaries and/or parent organizations.
• Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
• Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
• Effective inter-personal and written/verbal communication skills
• Thorough problem recognition and resolution skills
• Pro-active disposition with ability to work autonomously and within a team Proficient in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software
• Typically deals with complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting needs.
• Requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources.
• Exercises wide degree of latitude and discretion.
• Significant impact on the area through complex deliverables.
• Provides advice and counsel related to the technology or operations of the business.
• Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family.

Education:

• Bachelor’s/University degree, Master’s degree preferred

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What you’ll be doing

• Collaborate with UX designers to translate wireframes and mock-ups into high-quality, functional UI components.
• Develop responsive and accessible web applications using modern front-end technologies.
• Write clean, maintainable, and well-documented code.
• Optimize applications for maximum speed and scalability.
• Participate in code reviews to ensure code quality and adherence to best practices.
• Troubleshoot and debug UI issues, ensuring a seamless user experience across various browsers and devices.
• Stay up-to-date with the latest industry trends and technologies to continuously improve our products.

Who you are

We're seeking a UI Engineer who is genuinely enthusiastic about crafting high-quality solutions. While comprehensive expertise across all technologies isn't expected, your eagerness and ability to continuously learn and adapt to an evolving technical landscape are essential. Our team values shared knowledge and collaboration, where everyone learns from each other.

With AI shaping our profession, strong soft skills, such as communication, critical thinking, and teamwork, are more crucial than ever, as our work emphasizes defining requirements and reviewing code quality. 

You must possess an obsessive attention to detail, ensuring our UI is not just functional, but visually stunning and exceptionally user-friendly.

• Bachelor’s degree in computer science, software engineering, or a related field, or equivalent practical experience.
•  Significant years of professional experience in UI development.
• Proficiency in modern web technologies including HTML5, CSS3, JavaScript (ES6+), and TypeScript.
• Strong experience with at least one modern front-end framework (e.g., React, Angular, Vue.js).
• Understanding of responsive design principles and cross-browser compatibility.
• Knowledge of UI/UX best practices and accessibility standards.
• Excellent problem-solving skills and attention to detail.
• Strong communication and teamwork abilities.

Education

• Bachelor’s degree/University degree or equivalent experience.

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What you'll do:

• Work with hiring managersand recruitment partnersto manage talent sourcing processes
• Take ownership for the delivery of talent candidate pipeline against assigned requisitions
• Build andmaintaina network of talent candidates in priority disciplines and markets
• Oversee the provision of high-quality market intelligence (i.e. organizational structure, scope of positions in competing companies, compensation, benefits information, market trends)
• Partner with in-house Executive Search function
• Conduct effective screening and engagement with prospective candidates in line with company standards and regulatory requirements
• Perform against a set of measures and continually improve outcomes – contributes to the quality,timeand cost of talent acquisition for the Executive & Specialist segment
• Facilitate feedback to key stakeholderswith regard totalent market across EMEA
• Ensure all hiring policies and procedures are adhered to and that “best practice” talent sourcing guidelines are administered throughout the recruitment process
• Participate in continuous improvement projects

What we'll need from you:

• Direct delivery experience of sourcing either in-house, Recruitment Process Outsourcing (RPO) or from within the recruitment agency industry
• Experience of sourcing across theMarkets, Banking or Wealth isrequired
• Expert knowledge of specialist ‘resourcing’ market practices: able toconsistently and proactively identify, locate and attract passive and active candidates at all levels by utilising sourcing techniques
• Expert knowledge of sourcing via social media channels, Boolean or x-ray searching
• A strong working knowledge of candidate attraction channels
• Credibility with candidates and leaders: ability to lead conversations and influence outcomes
• Is a subject matter expert; has contacts for market intelligence,referralsand pipelining needs
• Demonstrated ability to manage complex sourcing and research assignments
• Experience of managing candidates through a recruitment process
• Proven ability to take ownership and accountability